Quick Answer: Which Is The Top Credit Card In HDFC?

How do I choose a credit card?

How to Choose a Credit Card in 9 Easy StepsDecide what you’ll use the card for.

Determine whether you’ll be carrying a balance.

Look at your spending habits.

Consider the type of rewards most useful to you.

Determine what type of credit card is right for you.

Review the key terms and fees.

Decide whether paying an annual fee makes sense.More items….

Does credit limit increase automatically?

Your credit card company may decide to automatically increase your credit limit. This decision could depend on factors like how long your account has been open and whether you’ve used your credit responsibly. … Your credit card company may weigh these along with other factors to decide whether to approve your request.

How can I increase my HDFC credit card limit?

For HDFC Credit Card Limit increase, you need to login to your account. Click on the tab ‘Credit Card’ and choose the option ‘Card Upgrade with Enhancement. If your card is eligible then, HDFC Credit Card Limit enhancement can be done by selecting the ‘Continue’ button.

Which credit card is best Icici or HDFC?

Credit Card Comparison of All BanksCredit CardInterest Charge Per MonthJoining FeeICICI Bank1.99% to 3.50%Nil to ₹ 1,25,000SBI3.35% to 3.35%Nil to ₹ 4,999HDFC Bank1.99% to 3.50%Nil to ₹ 10,000Axis Bank2.50% to 3.40%Nil to ₹ 10,0003 more rows

What is the maximum limit of HDFC credit card?

HDFC Business Platinum Credit Card Limit: 25,000 – 1,50,000. HDFC Business Moneyback Credit Card Limit: 25,000 – 1,50,000. HDFC Business Regalia Credit Card Limit: Rs. 2 Lakhs – Rs.

What is minimum salary for credit card?

AED 5000Credit cards with minimum salary AED 5000 But generally, the minimum salary required for a credit card is AED 5000. There are several banks providing credit cards in UAE for a minimum salary of AED 5000.

Can I have 2 HDFC credit cards?

Trick to get 4 Credit Cards from HDFC Bank: To be more clear, Yes, you can have four credit cards “theoretically” as per CIBIL records. But, No, you can’t have 4 different HFC cards in reality.

Which credit cards give the highest limits?

Some of the highest credit card limits right now are:Chase Sapphire Reserve: $10,000+. … Chase Sapphire Preferred: $5,000+. … Capital One Venture: $5,000+. … Discover it for Students: $500+. … Wells Fargo Secured: up to $10,000. … Amex Platinum: No Pre-Set Spending Limit. … Amex Gold: No Pre-Set Spending Limit.

What is the yearly charges of HDFC credit card?

Compare Similar Credit Cards from Other BanksCredit CardAnnual FeeNet SavingsHDFC MoneybackRs.500Rs.484*Rs.1,480**Standard Chartered Platinum RewardsRs.250Rs.8,510*Rs.9,782**SBI SimplyClickRs.499Rs.9,271*Rs.14,541**ICICI Bank Coral ContactlessRs.500Rs.10,636*Rs.15,771**1 more row•5 days ago

Which is the most premium HDFC credit card?

Best Premium Card: HDFC Diners Club Black Card The HDFC Diners Club Black Card is a very profitable premium card for high spenders, but you must have an annual income of at least Rs. 2,100,000 to be considered.

Which credit card is best without annual fee?

Top 9 Lifetime Free Credit Cards in India 2020Best No-Annual Fee Credit CardsFuelTata Star Titanium1% on retail & fuel, 3% on groceries & shoppingFee WaiverBOB Financial SelectRs. 250 monthly bonus, 1.25% on online shopping, dining, utilitiesPromotionHSBC Visa Platinum5x rewards up to 15,000 points (Rs. 3,450)6 more rows•Nov 12, 2020

What are two major credit cards?

Visa, Mastercard, American Express and Discover are the four major credit card networks.

How can I get free HDFC credit card?

The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

How can I make my HDFC Millenia credit card lifetime free?

Lifetime FREE on completing 4 transactions of 500+ in a month for first 3 consecutive months.Up to 2,250 worth of cash points every month.8 free domestic airport lounge access in a year.

Which type of credit card is best?

The Best Credit Cards of 2020Blue Cash Preferred® Card from American Express: Best Cash Back Card.Citi® Double Cash Card: Best No Annual Fee Card.Chase Sapphire Preferred® Card: Best All Around Travel Rewards Card.The Blue Business® Plus Credit Card from American Express: Best Business Credit Card.More items…

Which credit card is best HDFC or SBI?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeBest Suited ForHDFC Regalia Credit CardRs. 2,500Travel and DiningAmazon Pay ICICI Bank Credit CardNilShoppingSimplyCLICK SBI CardRs. 499*Online ShoppingYES FIRST Preferred Credit CardNilPremium Lifestyle6 more rows•Nov 2, 2020

What is the hardest credit card to get?

Hardest Credit Cards To Get of 2020:Hardest Overall: Centurion® Card from American Express.Luxury Travel: J.P. Morgan Reserve Credit Card.Rewards: U.S. Bank Altitude Reserve Visa Infinite® Card.Business: Wells Fargo Business Elite Signature Card®Travel: Bank of America® Premium Rewards® credit card.More items…

How can I check my HDFC credit card limit?

Check HDFC Credit Card Balance By Sending An SmsTo check credit card balance – SMS CCBAL Last four digits of credit card number to 5676712.To check available credit limit – SMS CCACL Last four digits of credit card number to 5676712.

Which is best credit card in SBI?

Best SBI Credit Cards in India 2020Air India SBI Signature Card: 13.5% on Air India transactions, 1.8% on all spending.Air India SBI Platinum Card: 6.75% on Air India transactions.Yatra SBI Card: 20% discount of domestic hotel bookings.

How many types of credit cards are there in HDFC Bank?

Top 10 HDFC Credit Cards in India – 2020HDFC Credit Card VariantAnnual FeeCategoryHDFC Bank Diners Club Black CardRs.5,000Premium lifestyleHDFC Bank Regalia CardRs.2,500Premium lifestyleHDFC Freedom Credit CardRs.500RewardsHDFC Bank Money Back Credit CardRs.500Cashback5 more rows

Which HDFC credit card is lifetime free?

Low Annual Fee Credit Cards by HDFC BankHDFC Credit CardAnnual FeeFee Reversal ConditionHDFC Freedom Credit CardRs. 500Spend Rs. 60,000 in a yearHDFC Bharat Cashback Credit CardRs. 500Spend Rs. 50,000 in a yearHDFC Times TitaniumRs. 500Spend Rs. 1.5 Lakh in a year4 more rows•Sep 16, 2020