Quick Answer: How We Can Use Paytm Without Bank Account?

How can I start Paytm?

Steps to create Paytm account via web:Visit Paytm.com.Click on ‘Log In/Sign Up’ on the top-right corner of the page.Click on ‘Sign Up’Enter your mobile number, email address and a password.Click on ‘Create your Paytm Wallet’Enter the OTP, your First Name, Last Name and click on ‘Create your Paytm Wallet’More items….

Can we do KYC in Paytm at home?

1. Aadhaar based KYC at your Nearby KYC Point: You can find nearby KYC points by tapping on http://m.p-y.tm/kyc on your smartphone or visiting this link on your browser. You may also tap on the ‘Nearby’ icon on the blue strip at the top of Paytm App Home page. You need to carry your Aadhaar and PAN* for verification.

How can I use Paytm account?

How to use Paytm and Paytm Wallet?Set up a Paytm account using your mobile number and email ID.Add some money to your Paytm Wallet using netbanking, debit card, or credit card.To transfer money to someone else, select the ‘Pay or Send’ option.More items…•

How much does Paytm charge for bank transfer?

While money transfers from one bank account to another are free of cost, there is a 5% convenience fee for transferring money from your Paytm wallet to a bank account. This convenience fee is levied to cover the costs incurred by Paytm at the time of adding money to your Paytm wallet.

Can we transfer money from Paytm without bank account?

Although you can add Paytm balance on the website but for transfer, you need to use the mobile app. Note: To transfer money from Paytm to Bank account, you need a KYC verified account.

Can we use Paytm without app?

Paytm on Wednesday announced a new feature that will allow anyone to make payments using a Paytm wallet without Internet or smartphone. You will still need a smartphone (or access to a PC) in order to create your Paytm account, and link it to your phone number – and of course to load funds into the wallet.

Can I use Paytm without ATM card?

If you do not have any saved card you can choose to save debit or card for a faster payment process next time. Step 6: Once you enter the details on your bank’s page & complete your transaction, you will be redirected to Paytm with money added in your Paytm wallet.

How can I pay by Paytm?

To do so, follow these steps:Open the Paytm app.On the app home screen, tap on the ‘Pay or Send’ option.Tap on the “Mobile No.” option.Enter the mobile number of the person to which you want to pay or send the money. … Enter the desired amount.Tap on the ‘Send Money’ button to proceed with the payment.

How can I use Paytm net banking?

Open the Paytm App & Tap on. ‘Bank Transfer’ Icon. … Link your bank account with Paytm. Choose the bank with registered mobile number as your Paytm Number. … Account link Successful. … Enter the Details of the A/C Holder. … Fill in the Amount to Be Transferred. … A ‘Transaction Successful’ Message Will Reflect on the Screen.

Is Paytm banned in India?

No, Paytm is not banned in India and it continues to remain operational in the country.

Who owns Paytm?

One97 CommunicationsPaytm/Parent organizations

Is Paytm banned?

Also Read Google bans Paytm app from Play Store for allegedly violating its gambling policies. … Apps that lead consumers to external websites that allow them to participate in paid tournaments to win real money or cash prizes are also not allowed on the Play Store, as per the guidelines.

How can I use Paytm wallet without KYC?

How to Recharge with Paytm Balance without KYC?Go to Recharge Section.Enter your Mobile Number.Enter Amount.Pay with Wallet Balance.Done. It will use your Non-KYC Paytm Balance.

Which wallet to bank transfer is free?

Charges for Oxigen WalletServicesChargesFull KYC WalletWallet to Wallet ( W2W)FreeWallet to Bank Account ( W2A)For customers, 2% of transaction amount. (Minimum Rs.5)Wallet to Non-WalletFree13 more rows

Is Paytm KYC free?

KYC is FREE. You don’t have to pay any charges to the authorized Paytm Payments Bank representaives for KYC.

What is full KYC in Paytm?

Full KYC basically requires you to link your PPI account with your Aadhaar. You can complete the process using your mobile number, PPI’s app, online, or by visiting a KYC centre. Here is how you can complete the full KYC process for Sodexo, Ola Money, and Paytm.

How can I use Paytm without bank account?

Q. Is it mandatory to open an account with Paytm Payments Bank once it is launched, to continue using the wallet? A. You are not required to open an account with Paytm Payments Bank to use the wallet.

Can I use Paytm without bank account and KYC?

A. Minimum KYC is required for using Wallet. Without minimum KYC it is still possible for you to use Paytm for UPI money transfer and make purchases using credit/debit cards and net-banking.

Is ATM card is necessary for Google pay?

Three things are necessary if you want to have a Google Pay account: … Your mobile number must be linked with your account number. 3. You must have an ATM or Debit card.

Is Paytm safe?

Paytm is PCI DSS compliant in terms of security. We never store customer’s CVV number to ensure their Credit and Debit Card details are completely safe. All financial transactions on Paytm are done with 128-bit encryption SSL security.

How can I earn Paytm cash?

You can earn paytm cash by watching some simple videos, sharing Whatsapp status, downloading Apps, completing some easy tasks, playing some easy games, completing surveys, etc.